About be

Hi my name is Monica,

I am just your everyday person that has gotten herself into a pickle.  I owe way to much in credit card debt.  I got there just like everyone else using the cards to pay for vacations, Christmas, birthdays and so on,  no excuses here I was down right dumb. 

Now I am trying to dig myself out but I feel like I am digging with my fingers and slowly my nails are breaking and I am getting no where fast.

The purpose of this blog is not only to help myself but others also.  But like they say you have to help yourself first before you can help others. 

So why don't you take this journey with me maybe we can help each other.  Share what you know and I will share what I know and what I find out. 

I truly do want to help others in need if that's helping them get out of debt, buying food paying utilities whatever it might be I want to get in the position to do that.  I would love to be able to have that joy in knowing I helped someone in hard times. And I kick my butt everyday because there is absolutely no reason why I should not be able to do that now.  But because of the life choices I have made at this point and time I can not.

Thanks for stopping by please come back again.   

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